UNH
UNH · US
UNH Research Preview
| Metric | Reading |
|---|---|
| Price | 417.64 |
| Daily move | -0.74% |
| Overall score | 58/100 (Hold) |
| Trend | Bull |
| RSI14 / RSI6 | 59.09 / 53.90 (constructive, not extreme) |
| MACD (line / signal / hist) | 9.97 / 10.22 / -0.25 (bearish config) |
| Support (watch level) | 396.14 |
| Resistance (watch level) | 435.24 |
| 30-session range position | +72.04% (range 374.72-434.30) |
| Data confidence | Moderate overall; lower on valuation/catalysts |
| Indicator | Reading | Signal read |
|---|---|---|
| MA (5/10/20/60) | 425.62 / 424.33 / 415.69 / 387.92 | Bullish alignment; MA5 > MA20 golden-cross structure (MA交叉 90/100, StrongBuy) |
| RSI (14/6) | 59.09 / 53.90 | Constructive but not extreme; neutral-to-firm (RSI极值 50/100) |
| MACD | 9.97 / 10.22 / -0.25 | Bearish configuration above zero line; momentum fading (MACD背离 40/100) |
| KDJ (K/D/J) | 72.74 / 76.68 / 64.88 | Soft or still repairing; elevated but J below K/D |
| Bollinger (U/M/L) | 435.24 / 415.69 / 396.14 | Mid-band zone (~55% of band), bandwidth expanding (布林带 55/100) |
| ATR14 / ATR14% | 10.47 / +2.47% | Moderate volatility relative to price |
| OBV / 20-sess slope | -549,209.78 / +97.33% | Accumulation improving despite negative absolute level |
| CCI20 | 91.17 | Inside neutral band, near the upper edge |
Confirmed: The trend framework is aligned and constructive - MA structure is bullish, OBV slope is improving, RSI is firm without being overbought, and CCI is neutral. These agree that the medium-term posture is bull-biased.
Conflicted: Momentum and trend disagree. MACD is in a bearish configuration (histogram -0.25) even though it remains above the zero line, and KDJ is soft/repairing, both of which sit against the bullish MA alignment. Volume adds tension: current volume is -38.12% versus the 20-session average (6,138,220), described as a low-volume pullback that may be stabilizing (量价关系 55/100).
Missing: No custom indicators were supplied beyond the standard panel, so none are folded in here.
| Axis | Reading | Source | Confidence |
|---|---|---|---|
| PE | 31.56 | SEC EDGAR companyfacts | Medium |
| PB | 11.52 | SEC EDGAR companyfacts | Medium |
| Price / sales | 0.85 | SEC EDGAR companyfacts | Medium |
| EV/EBITDA | 18.33 | SEC EDGAR companyfacts | Low |
| StockKit fair value range (scenario model) | Bear $121.57 / Base $145.73 / Bull $189.66 | StockKit DCF scenario model | Medium |
| Base fair-value gap (scenario model) | -65.1% | StockKit DCF scenario model | Medium |
| 5Y growth forecast (scenario model) | Bear -8.00% / Base -4.00% / Bull +2.00% | StockKit scenario model | Medium |
| Revenue | $447.57B | SEC EDGAR companyfacts | High |
| Net income | $12.06B | SEC EDGAR companyfacts | High |
| Market cap | $380.47B | SEC shares outstanding + live quote | Medium |
| Balance sheet context | Assets $312.64B / Equity $33.02B | SEC EDGAR companyfacts | High |
The PEG proxy row was supplied as N/A and is omitted. A 52-week range was not supplied and is omitted (a 30-session range is used elsewhere).
Two points warrant emphasis. First, the StockKit fair-value range (Base $145.73) and the -65.1% base gap are internally computed DCF scenario outputs, not analyst consensus targets, and they embed negative-to-flat 5Y growth assumptions (Bear -8.00% to Bull +2.00%). That growth assumption drives the wide gap to the 417.64 market price, so this row carries lower interpretive confidence than the reported fundamentals. Second, the reported fundamentals sit at higher confidence: Revenue $447.57B and Net income $12.06B against Equity $33.02B produce the elevated PB (11.52) and low P/S (0.85) that are characteristic of a high-revenue, thin-margin insurer.
| Date | Headline | Source |
|---|---|---|
| 2026-08-01 | Roadblock to White House: AOC's favorables dive even as New Hampshire tempts her | New York Post |
| 2026-08-01 | MarketBeat Week in Review - 07/27-07/31 | MarketBeat |
| 2026-07-31 | Medicare Advantage Insurers Are Redrawing the Map for 2027. Members Find Out by Letter This Fall. | 24/7 Wall St. |
| 2026-07-30 | UnitedHealth Group (UNH) Recovering from Overlooked to Recognized | Yahoo Entertainment |
| 2026-07-29 | UNH names Ryan Colton next athletics director | Seacoastonline.com |
Confirmed and relevant to UnitedHealth Group: The Yahoo Entertainment piece (2026-07-30) explicitly names UnitedHealth Group (UNH) and frames a recovery-in-perception narrative; it is the clearest company-specific item and aligns directionally with the improving OBV slope. The 24/7 Wall St. Medicare Advantage story (2026-07-31) is sector-relevant - 2027 plan-map changes and fall member letters bear on a large Medicare Advantage participant - but it does not name UNH-specific figures, so its read-through is thematic only.
Likely not UNH-the-company: The Seacoastonline athletics-director headline almost certainly refers to the University of New Hampshire, not UnitedHealth Group, and the AOC/New Hampshire political item is unrelated to the equity. Treat both as ticker-string noise rather than catalysts. The MarketBeat weekly review is a general market recap with no confirmed UNH-specific content.
Missing data: No confirmed earnings date, guidance update, regulatory filing, or analyst action was supplied. Catalyst confidence is therefore low.
| Source | Status | Reading | Confidence |
|---|---|---|---|
| NewsAPI headline coverage | 5 headlines | New York Post x1, MarketBeat x1, 24/7 Wall St. x1 | Medium |
| Social sentiment | Not connected | No social sentiment conclusion is drawn | Low |
No provider-level sentiment score was returned for this symbol, so the radar rests on headline coverage only. Given that two of the five headlines appear to reference an unrelated "UNH," the effective company-specific news base is thin. No Reddit, X, StockTwits, or local-forum readings are available, as social sentiment is marked not connected.
| Scenario | Trigger condition | What would confirm it | What would invalidate it |
|---|---|---|---|
| Base | Price holds the 396.14-435.24 Bollinger channel with MA5>MA10>MA20 intact | Continued mid-band drift, OBV slope staying positive (+97.33%), RSI14 holding near 55-60 | MA20 (415.69) breaking down decisively or MACD histogram widening sharply negative |
| Upside | Sustained close above 435.24 resistance / upper band on expanding volume back toward the 20-session average (6,138,220) | MACD histogram turning positive and RSI pushing above 60 without KDJ exhaustion | Failure to hold 435.24 after a breach; volume staying -38% below average |
| Downside | Loss of 396.14 support / lower band | Break of the 374.72 30-session low with MA structure rolling over | Quick reclaim of 396.14 and the MA20 with OBV slope holding positive |
| Risk | Evidence | Trigger | Monitoring action |
|---|---|---|---|
| Momentum rollover | MACD bearish configuration, histogram -0.25 (MACD背离 40/100) | Histogram deepens negative, MACD line crosses below signal further | Track MACD line vs signal daily against the 415.69 MA20 |
| Valuation disconnect | StockKit Base fair value $145.73 vs price 417.64 (-65.1% gap) on negative 5Y growth assumptions | Confirmation of the model's negative growth path in reported fundamentals | Watch for actual revenue/net-income trend versus the scenario growth inputs |
| Thin, ambiguous catalysts | Only 1 of 5 headlines clearly names UNH; social sentiment not connected | Company-specific negative headline with no offsetting coverage | Verify each new "UNH" headline refers to UnitedHealth Group before acting |
| Low-volume drift | Volume -38.12% vs 20-session average | Range break on continued low volume (weak confirmation) | Compare breakout volume against 6,138,220 average |
| Sector/regulatory (Medicare Advantage) | 24/7 Wall St. 2027 plan-map / fall member-letter story | Confirmed UNH-specific plan or reimbursement change | Monitor for company-level Medicare Advantage disclosures |
MA5>MA20金叉，多头排列
MACD死叉，MACD在零轴上方，动能减弱
RSI14=59中性
在通道中部，带宽扩张中
缩量回调，可能企稳
Roadblock to White House: AOC’s favorables dive even as New Hampshire tempts her
New York Post · 2026-08-01
MarketBeat Week in Review – 07/27- 07/31
MarketBeat · 2026-08-01
Medicare Advantage Insurers Are Redrawing the Map for 2027. Members Find Out by Letter This Fall.
24/7 Wall St. · 2026-07-31
UnitedHealth Group (UNH) Recovering from Overlooked to Recognized
Yahoo Entertainment · 2026-07-30
UNH names Ryan Colton next athletics director
Seacoastonline.com · 2026-07-29
Research boundary
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